*Terms are based upon a loan with the following terms: Payment is for principal and interest only. Credit terms are based on a 30-year fixed mortgage in the amount of $268,990. Purchase price of $259,575. 5.99% (APR 6.9041%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. Monthly payment amounts do not include taxes and insurance and therefore may be higher. Mortgage insurance not included in this estimate. 2/1 Program includes a 2% decrease on the interest rate for year one and 1% decrease in the interest rate for year two. The interest rate that applies to year one is 3.99%. The interest rate that applies to year two is 4.99%. Beginning in year three, the fixed rate of 5.99% applies to the remainder of the loan life. Payment is for principal and interest only. Taxes, homeowner’s insurance, mortgage insurance, HOA dues are not included. Offer only available on homes that are purchased as a primary residence. Qualification, income and / or geographic restrictions may apply. Requires participation in the Starlight Homes Advantage program, including use of Velocio Mortgage, which is an affiliated lender. Use of Velocio Mortgage is not required to purchase a Starlight Homes home. Starlight Homes is not a lender or mortgage broker, and does not offer loans or mortgages. This communication is provided for informational purposes only and should not be relied upon by you, not to be construed as a quotation or offer of credit from any lending institution. Programs, prices, rates, terms and conditions subject to change without notice. Actual rates available to you may vary based upon a number of factors including your credit score, documentation level and market conditions. All loans subject to credit approval. Other restrictions may apply. Only available in Starlight Homes’ Raleigh communities for contracts written between September 15, 2023 and September 30, 2023, on certain available homes. Home must close on or before October 30, 2023. See terms and conditions for complete information. Supply of homes and homesites at these prices are limited and subject to availability.