Right now, we're making it more affordable to get the keys to your new home.
At Starlight Homes, we’re here to help guide you through this unpredictable market. As interest rates continue to fluctuate and inventory sits at historic lows, now is the time to jump on this opportunity. On select homes, through our affiliated lender and our Starlight Advantage Program, we’re offering you a special interest rate which results in a lower monthly payment. We’re ready to walk you through the next steps, so call now and start your homebuying journey today.
*Terms are based upon a loan with the following terms: Payment is for principal and interest only. Taxes, homeowner's insurance, mortgage insurance, HOA dues are not included. Payment is based on a purchase price of $235,990, 3.5% down payment, 7.50%, 30-yr fixed rate (APR 8.66%), FHA. Qualification, income and / or geographic restrictions may apply. Requires use of Velocio Mortgage, which is an affiliated lender. Use of Velocio Mortgage is not required to purchase a Starlight Homes home. **Terms are based upon a loan with the following terms: Payment is for principal and interest only. Credit terms are based on a 30-year fixed mortgage. Purchase price of $235,990. 5.99% (APR 6.77%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. 2/1 Program includes a 2% decrease on the interest rate for year one, 1% decrease in the interest rate for year two. The interest rate that applies to year one is 3.99%. The interest rate that applies to year two is 4.99%. The interest rate that applies to year three is 4.99%. Beginning in year three, the fixed rate of 5.99% applies to the remainder of the loan life. Additional special financing rate of 5.99%, 30-yr fixed rate, FHA. Restrictions on the maximum loan amount and loan-to-value ratio apply. In addition to payment for principal and interest, payments for taxes, homeowner’s insurance, mortgage insurance and possible HOA dues are required. Financing is offered by Velocio Mortgage (NMLS ID# 1529234), an affiliated lender of Starlight. This is not an offer of any specific interest rate or a commitment to make a loan and only buyer’s lender can offer a specific interest rate or issue a loan commitment under this special financing rate promotion. Receiving the advertised rate and incentive requires participation in the Starlight Homes Advantage program, including use of Velocio Mortgage, which is an affiliated lender. However, use of Velocio Mortgage is not required to purchase a Starlight home. Starlight Homes is not a lender or mortgage broker and does not offer loans or mortgages. Starlight Homes has locked-in, through Velocio Mortgage, a fixed interest rate for a pool of funds. Rate is only available until pool of funds is depleted or the rate expires on February 29, 2024. The special financing rate is only available for a limited time and only limited quantities of loans at the special financing rate are available. Rate is dependent on the type of loan the buyer obtains. Rate offer is on a first come, first serve basis. Rate is subject to change upon exhaustion of funds, and may be adjusted depending on buyer’s credit profile, loan to value ratio and/or certain property characteristics. Rate is not guaranteed, and buyer must satisfy all conditions or requirements for approval of buyer’s mortgage loan by buyer’s lender for the financing and purchase of the property. Only available in Starlight Homes Raleigh communities for contracts written between January 1, 2024, and February 29, 2024, on certain available homes. Home must close on or before March 1, 2024. Qualification, income and/or geographic restrictions may apply. Offer only available on homes that are purchased as a primary residence. Buyer must obtain a FHA/VA loan, with a minimum credit score of 620, in order to qualify for the special financing rate. The special financing rate is 5.99% for FHA/VA loans. Incentives and contributions by Starlight Homes are subject to certain terms, conditions, and restrictions and certain incentives may be limited by the lender or could affect the loan amount. This communication is provided for informational purposes only and should not be relied upon by you, not to be construed as a quotation or offer of credit from any lending institution. Programs, prices, rates, terms and conditions subject to change without notice. Actual rates available to you may vary based upon a number of factors including credit score, documentation level and market conditions. All loans subject to credit approval. Other restrictions may apply. See terms and conditions for complete information. Supply of homes and homesites at these prices are limited and subject to availability.
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