You left us on “maybe,” and we’ve been rooting for your “yes.” You may qualify for our $0 down and 6.49% 30-year fixed rate incentive*—lower payments, lower upfront costs, and move-in-ready homes that turn “someday” into today. If saving for a down payment has been the hurdle, reach out to make an appointment and we’ll guide you every step of the way.
Move sooner, pay less upfront.
*Special financing rate is 6.49%. Down Payment Assistance is offered in the form of a forgivable second lien mortgage. First mortgage and special financing rate is based on the following terms: $249,990 sales price, 6.49% interest (7.223% APR) 30-year fixed-rate FHA first mortgage. The amount of the down payment assistance (forgivable second lien mortgage) will be 3.5% of the lower of the purchase price or appraised value of the home with 30-year term at 0% interest, and can be used towards borrower’s minimum required investment or down payment. Second lien mortgage is forgiven after 36 on-time payments are made on the first lien mortgage. Homebuyer education may be required. Borrower must meet program guidelines. Loan limits apply. Geographic restrictions apply. Financing is offered by Velocio Mortgage (NMLS ID #1529234, 3239 N Loop 1604 W, Suite 201 San Antonio, TX 78257, (210) 971-6105) or Trailblazer Mortgage (NMLS ID #2106646), affiliated lenders of Starlight Homes. This is not an offer of any specific interest rate or a commitment to make a loan and only buyer’s lender can offer a specific interest rate or issue a loan commitment under this special financing rate promotion. Receiving the advertised rate and incentive requires participation in the Starlight Homes Advantage program, including use of Velocio Mortgage or Trailblazer Mortgage, which are affiliated lenders. However, use of Velocio Mortgage or Trailblazer Mortgage is not required to purchase a Starlight home. Starlight Homes is not a lender or mortgage broker and does not offer loans or mortgages. Starlight Homes has locked-in, through Velocio Mortgage or Trailblazer Mortgage, a fixed interest rate for a pool of funds, which would be utilized for this promotion. Rate is only available until pool of funds is depleted or the rate expires on October 31, 2026. The special financing rate is only available for a limited time and only limited quantities of loans at the special financing rate are available. Rate offer is on a first come, first serve basis. Rate is subject to change upon exhaustion of funds, and may be adjusted depending on buyer’s credit profile, loan to value ratio and/or certain property characteristics. Rate is not guaranteed, and buyer must satisfy all conditions or requirements for approval of buyer’s mortgage loan by buyer’s lender for the financing and purchase of the property. Only available in Starlight Homes communities for contracts written between October 1, 2026, and October 31, 2026, on certain available homes. Home must close on or before November 30, 2026. Qualification, income and/or geographic restrictions may apply. Offer only available on homes that are purchased as a primary residence. Buyer must obtain a FHA loan, with a minimum credit score of 640, in order to qualify for the special financing rate. Incentives and contributions by Starlight Homes are subject to certain terms, conditions, and restrictions and certain incentives may be limited by the lender or could affect the loan amount. This communication is provided for informational purposes only and should not be relied upon by you, not to be construed as a quotation or offer of credit from any lending institution. Programs, prices, rates, terms and conditions subject to change without notice. Actual rates available to you may vary based upon a number of factors including credit score, documentation level and market conditions. All loans subject to credit approval. Other restrictions may apply. See terms and conditions for complete information. Supply of homes and homesites at these prices are limited and subject to availability.