3.49% 30-Year Fixed Rate Available*

*Special financing rate offer is paid for by Starlight Homes and is based upon a loan with the following terms: A 30-year, FHA/VA fixed rate mortgage, 3.5% down payment.  Minimum 640 credit score on a primary residence with a rate of 3.49% (APR 5.194%) on a home priced at $299,490.  Pricing and APR are for illustrative purposes only and are subject to change.  Additional requirements, restrictions, and underwriting conditions may apply. Contract must be written between May​ 22, 2026 and May​ 31, 2026 and closed on or before June​ 30, 2026. In addition to payment for principal and interest, payments for taxes, homeowner’s insurance, mortgage insurance and possible HOA dues are required. Financing is offered by Velocio Mortgage (NMLS ID #1529234) or Trailblazer Mortgage (NMLS ID #2106646), affiliated lenders of Starlight Homes. This is not an offer of any specific interest rate or a commitment to make a loan and only buyer’s lender can offer a specific interest rate or issue a loan commitment under this special financing rate promotion. Must comply with all the conditions of the Starlight Homes Advantage Program including use of Velocio Mortgage (NMLS ID #1529234) or Trailblazer Mortgage (NMLS ID #2106646), Starlight Homes affiliated lenders, to be eligible for the special financing rate and any closing cost incentives. However, use of an affiliated lender is not required to purchase a Starlight Homes home. Starlight Homes is not a lender or mortgage broker and does not offer loans or mortgages. Starlight Homes has locked-in, through Velocio Mortgage or Trailblazer Mortgage, a fixed interest rate for a pool of funds. Rate is only available until pool of funds is depleted or the rate expires. The special financing rate is only available for a limited time and only limited quantities of loans at the special financing rate are available. Rate offer is on a first come, first serve basis. Rate is subject to change upon exhaustion of funds, and may be adjusted depending on buyer’s credit profile, loan to value ratio and/or certain property characteristics. Rate is not guaranteed, and buyer must satisfy all conditions or requirements for approval of buyer’s mortgage loan by buyer’s lender for the financing and purchase of the property. Buyer must obtain an FHA or VA loan, with a minimum credit score of 640, in order to qualify for the special financing rate. Incentives and contributions by Starlight Homes are subject to certain terms, conditions and restrictions and certain incentives may be limited by the lender or could affect the loan amount. Subject to loan program guidelines, and lender down payment requirements may also apply. Supply of inventory homes is limited and subject to availability, and prices vary based on home and homesite. Promotion not available with any other promotion, offer or negotiation, and is subject to change or termination at any time without notice. Other restrictions may apply. Offer only available on homes that are purchased as a primary residence. Qualification, income and / or geographic restrictions may apply. This communication is provided for informational purposes only and should not be relied upon by you, not to be construed as a quotation or offer of credit from any lending institution. Programs, prices, rates, terms and conditions subject to change without notice. Actual rates available to you may vary based upon a number of factors including your credit score, documentation level and market conditions. All loans subject to credit approval. Other restrictions may apply.