Buying a new home can seem like a daunting task, especially if you’re buying your first home. Rest assured though, owning your own home pays off in the end.
At Starlight Homes, we guide you through the entire home-buying process starting beginning with a one-on-one appointment with our expert sales home sales consultants. To help your appointment go smoothly, here are five things you should know and think about before you arrive.
1. What’s Important to You
This might seem like an obvious step, but it’s an opportunity to think about what your life might be like as a homeowner. Sit down and make a list of all the important things in your life—from family to free time and everything in between. You’ll likely start to how those aspects of life can affect what you want in a home.
2. Separate Your Needs from Your Wants
It’s easiest to begin with the basics. How many bedrooms and bathrooms do you need? Think about what your needs are now, but also what they may be in the future. This is especially important if you plan to start a family or have visitors. If you work from home, you may also need a quiet space to retreat and concentrate, which means you’ll need room to do just that. Finally, the kitchen should be a focus as well. Visualize all the space you’ll need for appliances and preparing meals.
3. Location, Location, Location
Think about where you currently live. What about it is great, and what could be improved upon? Do you like having easy access to activities nearby like shopping and dining? Or are you more concerned about your commute to work or being in a great school district for your children?
4. What’s Your Budget?
Having a clear idea of your financial situation is an important part of the home-buying process. You don’t need to have an exact number in mind, but a range of where you’re comfortable will help. Also, think of buying your home as an investment, not just an expense. Unlike renting, the money you spend on your mortgage. Our consultants will be able to walk you through specifics and help you figure out what makes the most sense for you.
5. Be Aware of Your Credit Score
You’ll likely need to get a loan from a financial institution for your mortgage. Knowing your credit score will help this process go smoothly. And if your credit isn’t where you’d like it to be just yet, set a goal to improve your score with a plan to pay off debt and build savings.
Once you have an idea of where you stand in these five areas, you’re ready for your appointment! Learn more about what you can expect once you arrive here or set up your appointment here, We look forward to seeing you.