The Discovery Home Plan in Sonterra

*Special financing rate of 5.99% is based upon a loan with the following terms: a home purchase price of $314,990, 3.5% down payment, 5.99%, 30-yr fixed rate (Annual Percentage Rate 6.282%), FHA. 3.875 total points paid by seller for use of Starlight Advantage Program. Restrictions on the maximum loan amount and loan-to-value ratio apply.  In addition to payment for principal and interest, payments for taxes, homeowner’s insurance, mortgage insurance and possible HOA dues are required. Financing is offered by Trailblazer Mortgage (NMLS ID # 2106646) or Velocio Mortgage (NMLS ID# 1529234), affiliated lenders of Starlight.  This is not an offer of any specific interest rate or a commitment to make a loan and only buyer’s lender can offer a specific interest rate or issue a loan commitment under this special financing rate promotion.  Receiving the advertised rate and incentive requires participation in the Starlight Homes Advantage program, including use of Trailblazer or Velocio Mortgage, which are affiliated lenders.  However, use of Trailblazer or Velocio Mortgage is not required to purchase a Starlight home.  Starlight Homes is not a lender or mortgage broker and does not offer loans or mortgages.  Starlight Homes has locked-in, through Trailblazer or Velocio Mortgage, a fixed interest rate for a pool of funds.  Rate is only available until pool of funds is depleted or the rate expires on October 15, 2023.  The special financing rate is only available for a limited time and only limited quantities of loans at the special financing rate are available.  Rate is dependent on the type of loan the buyer obtains.  Rate offer is on a first come, first serve basis.  Rate is subject to change upon exhaustion of funds, and may be adjusted depending on buyer’s credit profile, loan to value ratio and/or certain property characteristics.  Rate is not guaranteed, and buyer must satisfy all conditions or requirements for approval of buyer’s mortgage loan by buyer’s lender for the financing and purchase of the property.  Only available in Starlight Homes North Carolina communities for contracts written between September 1, 2023, and September 30, 2023, on certain available homes. Home must close on or before October 15, 2023. Qualification, income and/or geographic restrictions may apply. Offer only available on homes that are purchased as a primary residence. Buyer must obtain a FHA/VA loan, with a minimum credit score of 640, in order to qualify for the special financing rate. The special financing rate is 5.99% for FHA/VA loans.  Incentives and contributions by Starlight Homes are subject to certain terms, conditions, and restrictions and certain incentives may be limited by the lender or could affect the loan amount.  This communication is provided for informational purposes only and should not be relied upon by you, not to be construed as a quotation or offer of credit from any lending institution. Programs, prices, rates, terms and conditions subject to change without notice. Actual rates available to you may vary based upon a number of factors including credit score, documentation level and market conditions. All loans subject to credit approval. Other restrictions may apply. See terms and conditions for complete information. Supply of homes and homesites at these prices are limited and subject to availability.