*Terms are based upon a loan with the following terms: Payment is for principal and interest only. Taxes, homeowner’s insurance, mortgage insurance, HOA dues are not included. Payment is based on a special financing rate of 4.25% and a loan with the following terms: a home purchase price of $302,490, 3.5% down payment, 4.25%, 30-yr fixed rate (APR 6.55%), FHA. Restrictions on the maximum loan amount and loan-to-value ratio apply. In addition to payment for principal and interest, payments for taxes, homeowner’s insurance, mortgage insurance and possible HOA dues are required. Financing is offered by Trailblazer Mortgage (NMLS ID # 2106646) or Velocio Mortgage (NMLS ID # 1529234), affiliated lenders of Starlight Homes. Receiving the advertised rate and incentive requires participation in the Starlight Homes Advantage program, including use of Trailblazer Mortgage or Velocio Mortgage, which is an affiliated lender. However, use of Trailblazer Mortgage or Velocio Mortgage is not required to purchase a Starlight Homes home. Starlight Homes is not a lender or mortgage broker, and does not offer loans or mortgages. Starlight Homes has locked-in, through Trailblazer Mortgage or Velocio Mortgage, a fixed interest rate for a pool of funds. Rate is only available until pool of funds is depleted or the rate expires on July 31, 2026. The special financing rate is only available for a limited time and only limited quantities of loans at the special financing rate are available. Rate is dependent on the type of loan the buyer obtains. Rate offer is on a first come, first serve basis. Only available in select Starlight Homes Jacksonville communities on select homes for contracts written between July 1, 2026 and July 31, 2026, on certain available homes. Home must close on or before August 31, 2026. Qualification, income and/or geographic restrictions may apply. Offer only available on homes that are purchased as a primary residence. Buyer must obtain a FHA/VA loan, with a minimum credit score of 680, in order to qualify for the special financing rate. The special financing rate is 4.25% for FHA/VA loans. Other conventional programs may be available. This communication is provided for informational purposes only and should not be relied upon by you, not to be construed as a quotation or offer of credit from any lending institution. Programs, prices, rates, terms and conditions subject to change without notice. Actual rates available to you may vary based upon a number of factors including credit score, documentation level and market conditions. All loans subject to credit approval. Other restrictions may apply. See terms and conditions for complete information. Supply of homes and homesites at these prices are limited and subject to availability.